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                         Craig Krespach founded Golden Financial Services because 
                        he felt that too many investors were being underserved 
                        by the typical investment firm: The one where they sell 
                        you their own products in order to meet their target sales 
                        goals, not your financial ones. 
                        Come experience the difference of working with a financial 
                          professional rather than a sales representative of a 
                          large investment or insurance company. Why Golden Financial? 
                          Craig is a CERTIFIED FINANCIAL PLANNER™ practitioner and former Certified Public Accountant with 
                          over 35 years of experience as a financial professional. 
                    We offer you an environment where you can feel confident: 
                        
                          - That you can expect prompt replies from us to your 
                            directions or inquiries.
 
                          -  That your money is working toward your goals effectively.
 
                          - That your wishes and opinions will be respected.
 
                          - That your needs are taken into account.
 
                          - That your investments are recommended because they 
                            are best for you, not for some corporation.
 
                          - That you have access to unbiased research and information 
                            to help you make informed decisions.
 
                         
                        
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