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                                          Craig Krespach with Ryely, the “golden” 
                                          inspiration behind our company name! 
                                          - 2004 | 
                                       
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                   We are a private, fee-based financial services firm that 
                          is helping the good people of New England establish 
                          and maintain their long-term financial goals. 
                        Our commitment to our clients is simple: We’re 
                          going to care more about you, and be more personally 
                          devoted to your financial success, than anyone in the 
                          world who doesn’t have your last name. We're in 
                          the business of putting people's minds at ease when 
                          it comes to their money. Seeing the relief and confidence 
                          in our clients' faces when they realize their money 
                          is working effectively for them. Hearing from them that 
                          they can sleep easier because they're not worrying so 
                          much about the future. 
                        If you're not currently acquainted with our firm, we've 
                          established this Web site as a way for you to get to 
                          know us and understand how we can help you get to that 
                          point where you don't have to worry about your financial 
                          future. 
                        In general, we work as a team with our clients. We 
                          may act as the "head coach" or "quarterback" 
                          for the team, but, as our client, you're the "team 
                          owner." If you don't understand something, we want 
                          to explain it to you. If you're not sure about a particular 
                          investment, we'll tell you why we think it would work 
                          for you. Or we'll find an alternative you can be comfortable 
                          with. 
                        We appreciate your interest in Golden Financial Services 
                          and sincerely look forward to serving you.
                         
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